Note: Recommendations are at the bottom if you want to skip this article.

I came across an easily one-sided article that states in the opening statement, “The use of ad-blocking software is exploding and is projected to cost websites nearly $22 billion in lost advertising revenue worldwide this year, according to a new study.” Without going into semantics about the definition of cost, what this article should really state is that ad-blocking software projects to reduce potential revenue by $22 billion worldwide this year. The key difference here is the costs haven’t incurred yet and it’s only potential income.

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I see this question a lot and it actually bothered me that my 120 GB Solid State Drive (SSD) was near full capacity despite the fact I install almost everything on a secondary drive. I try to keep only my Windows installation on the SSD for incredibly fast boot times. If you’re unfamiliar with the SSD, here’s a simple comparison with the same computer by ASUS:

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 “LastPass, a company that offers users a way to centrally manage all of their passwords online with a single master password, disclosed Monday that intruders had broken into its databases and made off with user email addresses and password reminders, among other data.”

But, you probably shouldn’t worry too much. LastPass utilizes AES 256-bit encryption on your device with the lastest PBKDF2 algorithms. I’ll go more in-depth of these shortly, but what you really need to know is that since the data is encrypted on your device, by the time it arrives on the LastPass servers in what they call a vault, they don’t even know what your passwords are. They’ll need to know your salt encryption key to even begin exposing your password. Before this, however, anyone looking at your passwords will need to know your master password, which is also encrypted. If you have two-way authentication, you’ll have to approve their access to your vault. 

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A synopsis:

Peer-to-Peer lending is when individuals loan money to other individuals who need loans.

An Analogy:

Remember when Napster first existed? The idea was that you had a song on your computer that was typically in a format known as mp3. You most likely listen to mp3s to this day through programs like iTunes, Spotify, Google Music, Pandora, etc. With Napster, you shared this song with other people through its software. This was the first time we started using the phrase, “peer-to-peer” on a daily basis. You are a peer, and you’re providing your favorite songs to another peer, or group of peers, people just like you. Peer-to-Peer lending works in a very similar way. But, instead of songs you’re using money.

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I’ve been terrible about posting on here and I just noticed after all this time that my blog doesn’t contain any web-based scripts. I am getting married this fall, so I built a website with a RSVP PHP form for our guests. I’d rather have all our guests in a centralized location than a group of acceptance letters stored somewhere, where I may or may not have an accurate count when the wedding date gets closer.

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