Raymond Krehn's Blog

The Dichotomy of Consumerism vs Business Responsibilities in Climate Change
November 14, 2024
It wasn’t until Tesla hit a direct sales market that many manufacturers realized there was a consumer market for electric vehicles. Often, dealerships misled manufacturers that there was no need, and now they’ve been found to stand in the way of consumers purchasing them where companies like Ford are suing dealerships (source). While electric vehicles […]

LLM Use Case: Recipes
June 23, 2024
Imagine for a minute you need a recipe for a meal, say baby back ribs. You search the internet for various recipes and find one that claims it’s the best ribs ever. As you dig into the recipe you find one ingredient you don’t have. Now what? If you’re experienced with cooking, you can find […]

What the Debt Ceiling Bill (H.R.211) actually says
June 1, 2023
Thanks to Google Bard, I prompted the following question for each Title within the H.R.211 Debt Ceiling bill: “Summarize the following section as if I was an elementary school student.” I’m not a lawyer nor am I a genius, so somewhere below that is ideal. It’s also worth reminding people that it’s a Language Learning […]

A Review of the Stock-investing ChatGPT Study
May 20, 2023
Many articles have been published lately about how successful ChatGPT has been with investing in stock choices. Some even say it can “pick stocks better than your fund manager“. I read the study, as per usual, and discovered that a lot of the articles overexaggerated the study’s outcomes and is not entirely realistic. I also […]

Deregulation Keeps Biting Us
March 13, 2023
Silicon Valley Bank recently collapsed as did Signature Bank. The problem is that these were completely unavoidable and were avoidable until deregulations stepped in and allowed these events to happen. As usual, I will reference the actual sources to avoid any biased opinions.

The Ability for AI to Write Articles
January 18, 2023
Artificial intelligence (AI) has come a long way in recent years, and one of the areas in which it has made significant strides is in writing articles. AI-powered writing software can now produce written content that is indistinguishable from that written by humans.

Questions and Answers with ChatGPT
January 4, 2023
For those that don’t know what ChatGPT is, it’s a new service from OpenAI that basically allows you to ask a question to an Artificial Intelligence that scours millions of articles to return information. According to their FAQ, “ChatGPT is fine-tuned from GPT-3.5, a language model trained to produce text. ChatGPT was optimized for dialogue […]

Are Earlier Albums the Best for Artists? Why?
November 21, 2022
I couldn’t help but notice while I was writing my article on my favorite songs, that many of those albums were the band’s second album. Why is that? Is there data supporting my anecdote? What’s a potential cause?

Are the younger generations financially worse off than older generations?
June 10, 2022
In a previous blog post, I wrote about how data can tell any story you want it to but understanding the correct data can tell the truth. I often hear things about inflation, how difficult it is to live now versus our parents, the baby boomer generation, and how rising costs and lower wages are […]

Discovering Stocks p2
September 7, 2021
In my first post on stock investing and using learned lessons of missed opportunities and so many mistakes, I thought it would be important to perform a retrospect. However, it’s worth noting I didn’t follow my own advice and got caught up in the same gambling stage that most investors do. You get the win […]

Understand Data Correctly and Covid
July 14, 2020
It’s impossible to escape anywhere either mentally or physically without hearing about the Coronavirus (COVID-19). If you came to read this to escape it then unfortunately I’ve misguided you. It all started when I came across a post on Twitter from someone that believes the virus is a manufactured hoax and their proof of data […]

The Affordable Care Act (Obamacare) Explained
September 8, 2014
Before I begin, I will state that the following article is a completely unbiased and is a shortened version of the actual act itself. What people call “Obamacare” is actually the Patient Protection and Affordable Care Act (abbreviated to PPACA or ACA). However, people started calling it “Obamacare” before all the rules were even applied. […]

Re-imagining Employee of the Month
April 27, 2014
It’s common amongst management to recognize employees for their high work ethics. One of these methods is the all-to-familiar “Employee of the Month.” You can see these displayed in some stores or offices along a wall with a picture of the the employee’s face and usually a quote dictating why they’re there. However, there can […]

Open-plan offices are a false economy
April 21, 2014
It wouldn’t be too wild an assumption that very few of us enjoy working in an open-plan office. For all the propaganda that they improve communication, boost team spirit and increase efficiency, the fact is that as far as most of their inmates are concerned, open-plan offices are noisy, distracting and stressful –just the wrong […]